FORM NL-30	Analytical Ratios
Insurer:	General Insurance Corporation of India	Date:		31.03.2019
Analytical Ratios for Non-Life companies
Sl.No.	Particular	For the   Year  ended  31.03.2019	up to the Quarter	For the  Year   ended 31.03.2018	up to the Quarter of the prceeding year
1	Gross Premium Growth Rate	5.8		24.5
2	Gross Premium to shareholders' fund ratio	198.1		194.2
3	Growth rate of shareholders'fund	3.8		19.9
4	Net Retention Ratio	88.15		90.0
5	Net Commission Ratio	15.7		16.9
6	Expense of Management to Gross Direct Premium Ratio	0.6		0.5
7	Combined Ratio	105.9		104.0
8	Technical Reserves to net premium ratio	150.0		140.4
9	Underwriting balance ratio	-5.7		-4.0
10	Operationg Profit Ratio	6.2		6.2
11	Liquid Assets to liabilities ratio	31.9		35.0
12	Net earning ratio	5.7		8.6
13	Return on net worth ratio	10.0		15.0
14	Available Solvency margin Ratio to Required Solvency Margin Ratio	2.06		1.72
15	NPA Ratio
	Gross NPA Ratio	3.01		2.48
	Net NPA Ratio	1.12		0.23
Equity Holding Pattern for Non-Life Insurers
1	(a) No. of shares	1,754,400,000		877,200,000
2	(b) Percentage of shareholding (Indian / Foreign)	99.70 % Indian         0.30% Foreign		99.66 % Indian         0.34% Foreign
3	( c) %of Government holding (in case of public sector insurance companies)	85.78%		85.78%
4	(a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized)	12.68		18.64
5	(b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized)	12.68		18.64
6	(iv) Book value per share (Rs)	127.31		122.70
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid